First Open Cardless Cash Network Goes Live in Four U.S. Cities

First Open Cardless Cash Network to Complete Nationwide Roll-Out by Fourth Quarter 2016; Brings Real-Time Delivery of Cash through Cardless ATM Withdrawals for P2P Transfer and Remittance as well as Promotions, Loyalty and Rewards Fulfillment

New Orleans, LA – February 23, 2016 – Today, Pin4™, the first open cardless cash network in the U.S., announced the launch of the first phase of its nationwide rollout, bringing consumers in New York City, Miami, Chicago and Los Angeles cardless access to cash at Pin4-enabled ATMs.  Pin4 will continue expansion throughout the year and will have full nationwide access in fourth quarter 2016.  

In partnership with Payment Alliance International (PAI), one of the largest independent ATM deployers in the U.S., Pin4 is pioneering cardless cash withdrawals by powering next-generation solutions that push the boundaries of cardless cash, offering P2P transfers, promotions and rewards fulfillment and other cash disbursements, without the need for an ATM card or a bank account. Pin4’s open network offers a simple and effective API that enables promotions companies, remittance companies, financial institutions and other businesses to deliver real-time, mobile cardless cash to their customers.

“We are thrilled to have launched the initial phase of our roll-out. By enabling ATMs in the four largest cities in America, we will not only have a large concentration of ATMs equipped to offer cardless cash withdrawals, but will also be uniquely positioned to bring new and innovative solutions that will redefine the ATM marketplace,” said Richard Witkowski, Chief Executive Officer of Pin4. “Cash isn’t going anywhere and as companies and consumers increasingly look for mobile solutions that reach beyond simple cash withdrawals, our technology is the very first to equip ATMs to facilitate P2P transfers as well as rewards and promotion redemptions. With Pin4, ATMs become mobile money terminals.”

Mobile, cardless cash withdrawals are a new and innovative method for offering immediate access to cash-in-hand without the need of a debit or credit card or bank account. Pin4 offers the highest level of security through patented dual-pin authentication. To withdraw cash, Pin4 sends a text to the money recipient’s phone revealing a secure pin, which they enter along with a code the sender has provided. In minutes, the recipient is able to pick up their cash at a Pin4 – enabled ATM at their convenience. The recipient can also find the nearest enabled ATM using the Pin4 app on their phone.

“We are pleased to partner with Pin4,” said John J. Leehy III, President and Chief Executive Officer of Payment Alliance International. “Pin4’s open solution is not tied to a consumer’s bank relationship or bank account. Instead, transaction issuers can send cardless cash to any consumer who has a mobile phone. This has the potential to drive millions of new mobile transactions to participating ATMs and increase foot traffic for our retail clients.”

About Pin4™ (
Launched in October 2015, Pin4™ is the first independent cardless cash network in the U.S. The solution, powered by HalCash North America, provides real-time delivery of cash to consumers at enabled ATMs without the need for a debit/credit card or bank account. Pin4 provides ATM owners with new revenue streams and is enabling the next generation of solutions for consumer promotions and rewards as well as P2P transfers. Beginning in April, 2016, consumers can access money through the Pin4 network of ATMs in New York City, Miami, Chicago and Los Angeles with nationwide access available in the fourth quarter of 2016. For more information, please visit or follow us on Facebook, Twitter and YouTube.

About Payment Alliance International
Payment Alliance International (PAI) is one of the nation’s largest deployers of ATMs, provides ATM processing and maintenance services, ATM equipment sales and support, and ATM branding programs. PAI also offers comprehensive payment and small business solutions including credit, debit and prepaid card acceptance services in retail locations, online or on-the-go using mobile devices…all designed to maximize customer success and make business easy. Payment Alliance International is based in Louisville, KY. For more information, please visit or follow us on Facebook and Twitter.

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